H&R Block Deluxe 2020 Overview

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h&r block deluxe 2020

Entrepreneurship in the US comes with many challenges. As we approach tax season, this fact is all too apparent. When it’s time to deal with taxes, many entrepreneurs don’t have the time to do all the paperwork themselves. So, many of them now resort to tax software or accountants. Now we’ll be looking into the current discount offered for H&R Block Deluxe 2020.

Fortunately, H&R Block also offers a free program you can try out. But their Premium Online and Deluxe packages offer more benefits and are currently on sale. So, we will briefly go over their free, Deluxe, and Online Premium offers.

H&R Block Free Online

H&R Block’s free package is more comprehensive than other free software found online. The free package can help you file your 1040. It also allows you to file schedules 1, 2, and 3, a useful bonus if you need to file those forms and want to do so for free.

Unfortunately, as useful as the free package is, H&R Block’s free services stop there. Many self-employed individuals and other entrepreneurs will get little benefit from it. The free service offers basic tax services for simple employed individuals’ taxes.

H&R Block Deluxe 2020

For many entrepreneurs filing their 2019 taxes, the Deluxe package has more to offer. With H&R Block Deluxe 2020, you can file taxes for your Schedule C. It also offers additional services if you need them. The main difference between this package and the free package is the deduction forms it handles. Health Savings Accounts and mortgage interest are covered with the Deluxe 2020 package.

The H&R Block Deluxe 2020 package is very useful for:

  • Homeowners
  • Charitable deductions
  • HSAs

The H&R Block Deluxe Online 2020 package is normally $29.99 but is now on sale for $22.49.

H&R Block Premium Online 2020

The H&R Block Premium Online package for 2019 is more comprehensive. It offers services appropriate for several kinds of self-employed individuals including:

  • Freelancers
  • Investors
  • Contractors

If you fit into any of the above categories, the Premium Online package was made for you. It can help you account for stock sales and rental property incomes. The software will help you file taxes while making the most of all available tax deductions.

The Premium Online 2020 package helps you with schedules:

  • C-EZ (limited)
  • D          

With the Schedule D included, the Premium Online 2020 plan can help you save on investment income from:

  • Stocks
  • Bonds
  • Dividends

The H&R Block Premium Online 2020 package is normally $49.99 but is now on sale for $37.49.

H&R Block Self-Employed Online 2020

This is the most comprehensive and expensive package offered by H&R Block. This is the package that is the most suitable for business owners and the self-employed. It will help you cover:

  • Rental property income and expenses
  • Inheritance assets
  • Simple business income and deductions

It also helps you file schedules:

  • C-EZ (full)
  • D (Full)
  • C (All)

With this Self-Employed Online 2020 plan, you can take advantage of every business tax deduction. It will even help you handle complex variables like asset depreciation.

The H&R Block Self-Employed Online 2020 package is normally $79.99 but is now on sale for $59.99.

H&R Block Deluxe 2020 Features

Regardless of which H&R Block’s Deluxe 2020 package you decide to use, you will have access to the same core benefits.


H&R Block isn’t as flashy as most of its competition. What it lacks in flashiness it makes up for in sheer practicality.

The H&R Block user interface is uncluttered and easy to navigate. Navigating specific adjustments and deductions is easy, as it should be. All headings are clear, with sub-headings that describe exactly what you’ll see when you click through in simple terms.

Data Security

H&R Block is a secure and encrypted service. All of your data is secured and encrypted with banking standards applied. H&R Block uses secured physical facilities where servers are stored 24/7.

Mobile Friendly

All versions of H&R Block are available through Android and IOS applications. So, you can prepare your tax returns conveniently on your phone. You can securely upload PDFs and other files onto either your mobile or desktop accounts.

The mobile applications offered through H&R Block include two-factor authentication. You can set this up as soon as you download the app and sign in to your account.

Imported Information

H&R Block allows you to simply import information from your:

  • W-2
  • 1099
  • 1098-E
  • 1098-T
  • 1095-A
  • 1099-B
  • 1099-DIV
  • 1099-INT
  • 1099-R

You can also just take a picture of these documents and upload them to any H&R Block app.

Extra Support

The free version of H&R Block only offers chat support. But all other packages offer both chat and phone support. In addition, you can purchase their Online Assist plan. The Online Assist plan includes full tax preparation and on-demand assistance from a tax expert.

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